Learn, Share, Argue and Benefit

Srikanth | Friday, April 24, 2009

Greetings from Kotak Life Insurance!

Welcome to our blog. We hope that this blog will become an online meeting place for consumers, financial advisors and insurance professionals, a place where they can come together to share their knowledge on Life Insurance products and policies, discuss common issues and contribute views.

Retirement = Old Age?

Srikanth | Tuesday, April 28, 2009

A lot of young people in their 20's or early 30's think that it is too early for them to think about 'Retirement Planning'. For many people the word 'retirement' brings an image of grey hairs, wrinkles, big belly etc. The truth is that retirement is not about age. It is about a stage in life when you have an option to stop working for money and do something completely out of love and passion for something. This means that when you retire, you should have created enough wealth to fund your monthly living expenses........

20% Guaranteed Returns in Less Than One Year!

Srikanth | Friday, April 24, 2009

In the times when we see words like 'Global Financial Crisis' and 'Economic Slowdown' very frequently in the news, a lot of people just 'freeze' and stop investing completely. One such person is my cousin Ritesh, he was just not able to take a decision about where to invest and was hoarding money in his Savings Bank A/c.

I decided to give him a new perspective. I told him that there is a product which offers 20% Guaranteed Returns in first year and additional returns with a choice of about 8% p.a. fixed returns or market-linked returns........